Terms of Service

Effective date: February 19, 2026

Welcome to Policy of Liberty (the “Site”). By accessing or using this Site or any related services, you agree to these Terms of Service.

1. Purpose

The Site provides information, resources, and optional services related to publications, consulting, and media by Dr. John M. Cobin.

2. Use of the Site

• You agree to use the Site lawfully and respectfully.
• You may not attempt to disrupt, damage, or interfere with the Site’s operation.

3. Intellectual Property

All content on this Site is owned by Policy of Liberty / Dr. John M. Cobin unless otherwise stated. You may not reproduce or redistribute content without permission.

4. Consulting and Services

Any consulting or paid services are subject to separate agreements and/or written confirmations.

5. Third‑Party Links

The Site may link to third‑party sites. We are not responsible for their content or privacy practices.

6. Disclaimer

The Site is provided “as is” without warranties of any kind. We do not guarantee uninterrupted access.

7. Limitation of Liability

Policy of Liberty and its operators will not be liable for any indirect or consequential damages arising from use of the Site.

8. Changes

We may update these Terms periodically. Continued use constitutes acceptance of any changes.

9. Contact

Email: jcobin@policyofliberty.com

Policy of Liberty — Viña del Mar, Chile